I am currently in the process of refinancing my home. So, I took all the info to the beach, reviewed what I could with my parents, and they gave me a list of stuff to do and who to call. This morning I did my research on all the types of loans, I made some notes, and wrote down who I needed to call. Knowing that I was going to feel stupid about these loans, I did thorough research, and felt like I knew inside and out what to ask and say, I knew the equity of my home, the value, and how much I still owe on my loan. I was prepared. Then I made my first call.
The first guy I talked to, TJ, from Bank of America, was very nice, but he starts throwing around terms, and dates, and percentages, in response to my questions. And I'm trying to write it all down so that I can look it up and review it with my parents later, but damn if I couldn't get it all down. There's just so much information.
So, now I am knee deep in information from two different mortgage lenders, and I still have two more to go. My head is spinning, and I can't even process it all. Too much information and it is all so technical, and all so related to my money! All I know is my really fine mortgage payments are going way up. Way up.
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